← Embedded Finance Index 2026

Kick

Can AI-driven bookkeeping for self-employed businesses become a full-stack financial OS by embedding banking, tax, and invoicing directly into the accounting workflow?

HQPalo Alto, California, USA
Total raised$20M
Latest roundSeed
IndustryVertical SaaS / Accounting
The story

Kick started as a self-driving bookkeeping company targeting self-employed individuals and sole proprietors, automating transaction categorization and tax deduction identification. The Crunchbase description references a 'social banking platform to crowdsource tax deductions and cashback,' suggesting an early ambition toward embedded banking. With $20M raised and Blue Ridge Bank listed as a partner, Kick appears to be building toward an integrated accounting-plus-banking product, positioning itself between pure bookkeeping tools (Wave, FreshBooks) and full-stack SMB banking platforms.

Last 12 months
2025
Product timeline
2023
Kick launched as a self-driving bookkeeping platform for self-employed individuals and small businesses, integrating with Stripe for automated income categorization.· pivot
2024
Kick added invoicing features powered by Stripe integration, enabling users to view and manage Stripe invoices within the platform.· banking
2025
Kick announced $20M raise and positioned itself as 'the accounting firm of the future', launching tiered pricing (Free, Basic, Plus, Advanced) targeting sole proprietors through complex multi-entity businesses.· pivot
The stack
3 layers disclosed in Kick’s embedded-finance stack
Payments / PSP
Stripe
Banking / BaaS
in the full report
Accounting
in the full report
Accounting gap: minor
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.