“Can embedded insurance distribution through vertical SaaS platforms — made agentic and continuously re-priced against live business data — close the structural underinsurance gap for SMBs?”
Kayna is a Dublin-based embedded insurance distribution company that positions itself as 'AI Risk as a Service' for vertical SaaS platforms. It uses platform data to continuously analyse SMB customers' policies against their actual business activity, flag coverage gaps, and optionally embed the cover that fills them. The product has evolved toward an agentic / MCP-native model so AI agents on partner platforms can call Kayna's risk intelligence directly.
Kayna's embedded insurance is provided by Kayna (self-operated).
Kayna is headquartered in Dublin, Ireland.
Get a read on where your own stack stands against Kayna and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.