“Can a Sharia-compliant BNPL and payment gateway become the dominant embedded payments infrastructure for Algerian e-commerce?”
Jozdan launched as a Sharia-compliant BNPL platform and payment gateway focused exclusively on the Algerian market. Its core proposition is enabling e-commerce merchants to offer flexible, interest-free instalment payments compliant with Islamic finance principles. The company positions itself as a developer-friendly platform with APIs for payment processing and customer management, targeting both merchant partners and end consumers.