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Ipaylinks

Can a Hong Kong-headquartered cross-border payment platform become the primary financial infrastructure layer for Chinese and Asian merchants operating globally?

HQHong Kong SAR (Admiralty, 18 Harcourt Road, Centre 2, 11/F, Room 1119)
IndustryFintech / Cross-border payments
The story

iPayLinks was established as a one-stop cross-border payment infrastructure company headquartered in Hong Kong, primarily serving Chinese exporters, e-commerce merchants, travel businesses, and digital entertainment platforms requiring multi-currency collection, FX conversion, and global payouts. The company has built out a compliance-first posture (PCI DSS Level 1, PSD2-aware) to serve regulated markets in the EEA, UK, Singapore, and Greater China. Its use of Salt Edge for open banking connectivity signals a move toward richer bank-account data and payment initiation capabilities alongside its proprietary FX and acquiring rails.

Last 12 months
The stack
3 layers disclosed in Ipaylinks’s embedded-finance stack
Payments / PSP
iPayLinks Global Acquiring (self-operated)iPayLinks Global Collection (self-operated)
Open banking
in the full report
FX & payouts
in the full report
Accounting gap: significant
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.