ApideckTape
← Embedded Finance Index 2026

Infinite Campus

“Can a founder-led K-12 SIS monetize its captive district network by embedding payments end-to-end across fees, food service, school stores, and registration?”

FoundersCharlie Kratsch
IndustryVertical SaaS / K-12 Education
The story

Infinite Campus is a privately held, founder-led K-12 Student Information System (SIS) vendor. Per its own security page, founder Charlie Kratsch remains CEO and the company is explicitly not VC- or shareholder-backed. Its embedded finance journey began ~12 years ago by enabling school districts to collect fees (initially parking), expanding to food service, school stores, registration and donations — now packaged as Campus Payments, powered by Worldpay for Platforms (Payrix) and Stripe.

Last 12 months
—
Product timeline
0
Began accepting school district payments roughly 12 years before 2024 (parking fees initially)· pivot
0
Launched Campus Payments via Worldpay for Platforms (Payrix Pro)· banking
The stack
1 layer disclosed in Infinite Campus’s embedded-finance stack
Payments / PSP
Worldpay for Platforms (Payrix Pro)StripeCampus Payments (self-operated)
Accounting gap: significant

Infinite Campus — frequently asked

Who is Infinite Campus's payment processor?

Infinite Campus processes payments through Worldpay for Platforms (Payrix Pro), Stripe and Campus Payments (self-operated).

Who founded Infinite Campus?

Infinite Campus was founded by Charlie Kratsch.

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against Infinite Campus and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to Infinite Campus and the other companies in its category.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.