“Can a smart-lock manufacturer become the access-control SaaS layer for property managers, vacation rentals and shared infrastructure worldwide?”
Founded 2015 as a consumer smart-lock brand serving Airbnb hosts in Singapore, igloohome pivoted toward enterprise smart access in 2019 with the iglooworks launch, targeting real estate, hospitality and infrastructure customers using NB-IoT, Cat-M and LTE. Its current strategic surface is iglooconnect/iglooaccess — a developer/PMS integration platform billed at $2/month per active lock via Stripe — turning the lock business into recurring SaaS revenue with embedded BNPL on the consumer side (Atome, Grab, hoolah) and embedded home insurance partnerships on the enterprise side.
Igloohome processes payments through Stripe.
Igloohome uses Airwallex for FX and cross-border payouts.
Igloohome integrates with Make.com (Zapier-style automation).
The Embedded Finance Index 2026 maps 5 layers in Igloohome's stack: Payments / PSP (Stripe); Lending (Atome (BNPL, 3 installments at 0%), Grab PayLater (BNPL) and hoolah (BNPL)); FX & payouts (Airwallex); Accounting (Make.com (Zapier-style automation)); Spend / AP (Airwallex Borderless Cards).
Igloohome was founded by Anthony Chow and Kevin Ng and is founded in 2015, headquartered in Singapore.
Get a read on where your own stack stands against Igloohome and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.