“Can a holding of vertical fintech platforms own the digital transaction rails between German banks, brokers, insurers and the real-estate industry?”
Hypoport is a Berlin/Lübeck-based holding of technology companies for the German credit, real-estate, and insurance industries, built through the 2001 merger of Dr. Klein (1954) and EUROPACE (1999). Its flagship asset is EUROPACE, Germany's leading B2B mortgage marketplace connecting brokers with banks and building societies. Through a decade of acquisitions (FIO, Value AG, Smart InsurTech, REM Capital) the group has bundled itself into three platform segments — Real Estate & Mortgage, Financing (consumer loans / corporate finance / housing-sector ERP), and Insurance — positioning itself as the digital transaction infrastructure for German financial-services distribution.
Hypoport's lending and capital products are provided by EUROPACE (in-house), KREDITSMART (in-house) and Dr. Klein Ratenkredit AG (in-house).
Hypoport is founded in 1999 and headquartered in Berlin and Lübeck, Germany.
Hypoport's acquisitions include REM CAPITAL AG (2019), ASC Assekuranz-Service Center GmbH (2018), Value AG (2018), FIO SYSTEMS AG (2018), IWM Software AG (2017) and Maklersoftware.com GmbH (2017).
Get a read on where your own stack stands against Hypoport and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.