← Embedded Finance Index 2026

Hubflo

“Can a branded client portal become the operating system for small professional-service firms?”

Founded2022
HQNew York, USA / Paris, France
Total raised$4.3M-$6.6M
Latest roundSeed, $6.6M
IndustryHorizontal SaaS / Client Portal

The story

Founded 2022 in Paris as a branded client portal for service firms (consultants, accountants, law firms, agencies). Growth has come from being the 'all-in-one' operating layer for small service businesses — combining file sharing, contracts, e-signature, billing, and messaging. Embedded finance is limited to invoicing/payments via Stripe rather than any BaaS ambitions.

Last 12 months

2025-09

Updated Data Security & GDPR documentation citing SOC 2, HIPAA compliance and disclosed OpenAI + Google AI as AI sub-processors for Inbox by Hubflo.

2026-06

Refreshed 'Accept online payments' documentation — Stripe is the sole embedded PSP; alternative is a manual payment link.

Product timeline

2022

Hubflo SAS founded in Paris as a client portal / client engagement suite for service businesses.· founding

2025

Launched Inbox by Hubflo, an AI-powered email and calendar management product built on OpenAI and Google AI.· product

2026

Expanded billing product with Stripe-powered online payments, recurring invoicing, auto-charge, and QuickBooks sync.· product

The stack

2 layers disclosed in Hubflo’s embedded-finance stack

Payments / PSP

Stripe

Accounting

in the full report

Accounting gap: minor

1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.