Hey Banco
“Can a newly independent Mexican digital bank built on Banregio's infrastructure become the financial OS for consumers and SMBs in Mexico while simultaneously monetizing its banking infrastructure externally via Hey Tech?”
Hey Banco launched in 2018 as the digital banking channel of Banregio Grupo Financiero, targeting consumers and SMBs through a fully mobile experience. On January 31, 2026, it became an independent regulated bank (Institución de Banca Múltiple) with its own charter and standalone technology platform, marking a clean structural separation from Banregio while retaining group backing. In March 2026 it launched Hey Tech, repositioning itself not just as a digital bank but as a financial-infrastructure-and-AI provider for third-party banks and fintechs across Latin America — monetizing its SPEI access, collection-automation stack, and AI models externally.