← Embedded Finance Index 2026

Grupo HDI

Also a provider — view Grupo HDI’s profile →

“Can a boutique LATAM QA-services firm scale by productizing its test automation into a proprietary platform (XCELERA)?”

Founded1992
HQSão Paulo, Brazil
IndustryIT Services / Software Testing & QA

The story

Grupo HDI is a Brazilian software testing and QA services firm (not a fintech, and unrelated to HDI Global insurance). Founded 1992, it built a services business around software homologation and quality assurance, later productizing it as XCELERA, an internal test-automation platform. Its payment-industry angle is that it TESTS payment systems (ATMs, POS terminals, payment software) for clients — it does not operate embedded finance rails itself.

Last 12 months

—

Product timeline

Expanded operations to Colombia, Chile, Mexico, and the United States.· expansion

Launched XCELERA, proprietary test automation tool covering unit, load, and stress testing.· product

Developed 'Meios de Pagamento' testing practice — QA and homologation for ATMs, POS terminals, and payment software, including robotic-arm validation.· product

1992

Grupo HDI founded in São Paulo as a software quality and testing services provider.· founding

The stack

0 layers disclosed in Grupo HDI’s embedded-finance stack

Accounting gap: none

Grupo HDI — frequently asked

Where is Grupo HDI headquartered?

Grupo HDI is founded in 1992 and headquartered in São Paulo, Brazil.

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against Grupo HDI and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

Your category, mappedHow your stack compares to Grupo HDI and the other companies in its category.
Build vs. buyWhere a provider relationship would close a gap faster than building it.
A named analyst, not a form replyA short call to scope what's actually worth assessing for you.