“Can a 45-year-old Brazilian collections BPO stay relevant as fintechs and open-banking data reshape credit recovery?”
Grupo Aval (grupoaval.com.br) is a Brazilian credit recovery / debt collection BPO founded in 1980, headquartered in São Paulo with a call center in Araçatuba. It provides amicable and legal collection services to financial-market clients using proprietary technology. NOTE: this entity is entirely distinct from Grupo Aval Acciones y Valores S.A. (grupoaval.com, NYSE:AVAL) — the Colombian financial conglomerate that owns Banco de Bogotá, Banco de Occidente, Banco Popular and Banco AV Villas. Evidence for the Colombian group appears in the search results but does not apply to the Brazilian debt-collection company that is the target of this analysis.