Greendot
Also a provider — view Greendot’s profile →“Can Green Dot transform its chartered bank and 50,000-location cash network into the dominant BaaS and embedded finance infrastructure layer for large enterprise brands?”
Green Dot started as a prepaid debit card issuer for the unbanked, then acquired a bank charter in 2011 to vertically integrate its own banking infrastructure. Over the 2010s it expanded into mobile banking (GoBank, GO2bank) and white-label programs for major brands including Walmart and Apple Cash. The company's current strategic pivot is positioning itself as a BaaS and embedded finance infrastructure provider through its Arc platform, selling regulated banking, card-issuing, money-processing, and compliance capabilities to enterprise partners rather than solely competing for end consumers.