← Embedded Finance Index 2026

Graph

Can a pre-seed fintech platform become the financial OS for SMBs by bundling corporate cards, multi-currency accounts, and global payouts in one place?

HQNew Castle, Delaware, United States
Latest roundPre-Seed
IndustryFintech / SMB banking
The story

Graph is a fintech platform targeting businesses with a suite of embedded financial products including corporate cards, multi-currency accounts, and global payouts. It is at an early stage (pre-seed per Crunchbase) and is built on Evolve Bank & Trust as its banking infrastructure partner. The company is positioned in the SMB/startup banking space, competing with neobank-style offerings.

Last 12 months
The stack
2 layers disclosed in Graph’s embedded-finance stack
Banking / BaaS
Evolve Bank & Trust
Sponsor bank
in the full report
Accounting gap: none
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.