“Can a single middleware layer connecting bank cores, ERPs, and payment channels eliminate reconciliation friction and compress cash cycles for LatAm banks and corporates?”
Founded in 2020 in Honduras, Ginih started as a financial process automation platform targeting banks and enterprises in Latin America. The company built a middleware layer — Ginih Business Cloud — that connects bank cores (via H2H/Swift/MT940), ERPs (SAP, Oracle, QuickBooks), and payment channels into a unified collection and reconciliation workflow. The core value proposition is reducing 'time-to-cash' by automating AR, reconciliation, and payment notifications. With offices in Honduras and Madrid, the company is positioning itself as the financial automation layer for LatAm and Spanish banks and corporates, with $1.25M in total funding to date.