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Ginih

Can a single middleware layer connecting bank cores, ERPs, and payment channels eliminate reconciliation friction and compress cash cycles for LatAm banks and corporates?

Founded2020
HQSan Pedro Sula, Honduras
Total raised$1.25M
IndustryVertical SaaS / Banking & Financial Process Automation
The story

Founded in 2020 in Honduras, Ginih started as a financial process automation platform targeting banks and enterprises in Latin America. The company built a middleware layer — Ginih Business Cloud — that connects bank cores (via H2H/Swift/MT940), ERPs (SAP, Oracle, QuickBooks), and payment channels into a unified collection and reconciliation workflow. The core value proposition is reducing 'time-to-cash' by automating AR, reconciliation, and payment notifications. With offices in Honduras and Madrid, the company is positioning itself as the financial automation layer for LatAm and Spanish banks and corporates, with $1.25M in total funding to date.

Last 12 months
2026-02
Product timeline
2020
Ginih founded in San Pedro Sula, Honduras as a financial process automation company for banks and enterprises.· pivot
2023
Launched Ginih Business Cloud with Cloud Connect (bank core integration via H2H/Swift) and Automation Studio for receivable automation.· banking
2024
Expanded customer base to include Banpaís, Cofisa, UTH, and Dídac Foods across Latin America; opened Madrid office.· banking
2026
Updated Privacy Policy reflecting mature Banking SaaS and Receivable Automation product suite with PCI-DSS compliance.· banking
The stack
1 layer disclosed in Ginih’s embedded-finance stack
Accounting
QuickBooksSAPOracleMicrosoft Dynamics
Accounting gap: none