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GetVantage

“Can an embedded-finance fintech with its own NBFC licence become the default credit rail for every digital SMB and marketplace seller in India?”

Founded2019
HQMumbai, India
FoundersBhavik Vasa, Amit Srivastava
Total raised$40M+
Latest roundSeries A1
IndustryFintech / Lending
The story

Founded 2019 and launched 2020 as India's pioneer in revenue-based financing for digital-first SMEs — a cash-flow-linked alternative to equity dilution and bank EMIs. The company has since expanded well beyond RBF into working capital, term loans, and marketplace seller financing, repositioning itself as an 'AI-native Capital Gateway' that embeds credit into third-party platforms (Shopify, Amazon, Flipkart). The key strategic move was acquiring/operating its own RBI-licensed NBFC, GetGrowth Capital, which gives it a balance-sheet lending capability rare among Indian embedded-finance fintechs.

Last 12 months
—
Product timeline
0
Acquired RBI-licensed NBFC GetGrowth Capital, becoming the only embedded finance + growth capital fintech in India with its own NBFC· acquisition
0
Evolved into AI-native 'Capital Gateway' offering working capital, term loans, marketplace seller financing and embedded finance to platforms (Shopify, Amazon, Flipkart integrations)· pivot
2019
Company founded in Mumbai by Bhavik Vasa and Amit Srivastava· pivot
2020
Launched revenue-based financing platform for Indian SMEs; raised seed round· lending
2022
Raised $36M Series A (equity + debt) led by Varanium Nexgen and DMI Sparkle· lending
Regulated entities
1
regulatory licence held by GetVantage
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
1 layer disclosed in GetVantage’s embedded-finance stack
Lending
GetGrowth Capital (in-house)Revenue-based financingWorking capital (up to ₹100L / ₹10Cr+ max)Term loansCash-flow financingMarketplace seller financing (Shopify, Amazon, Flipkart)Embedded financing for platform ecosystems
Accounting gap: minor

GetVantage — frequently asked

Who provides GetVantage's lending?

GetVantage's lending and capital products are provided by GetGrowth Capital (in-house).

Who founded GetVantage?

GetVantage was founded by Bhavik Vasa and Amit Srivastava and is founded in 2019, headquartered in Mumbai, India.

How much funding has GetVantage raised?

GetVantage has raised $40M+ in total (latest round: Series A1).

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