fulll.io
“Can an accounting SaaS become the full financial operating system for French accounting firms and SMBs by embedding banking, payments, and reconciliation natively?”
HQFrance
IndustryVertical SaaS / Accounting
The story
Fulll.io was built as a financial operating system for accounting firms and SMBs in France, aiming to close the loop between banking, payments, documents, and accounting. The company initially integrated a payment processor for invoice collection and open banking for real-time banking connectivity, but found that banking sitting outside accounting created structural friction. By partnering with Swan to embed native business accounts directly into the platform, fulll moved from being a workflow aggregator to a vertically integrated financial OS for accountants and their clients.
Product timeline
2023
Fulll operates a financial platform for accounting firms and SMBs, integrating banking, payments, and reconciliation within accounting workflows.· banking
2024
Fulll partnered with Swan to embed business accounts and payment tools directly into its accounting platform, enabling real-time banking connectivity and payment collection via payment links.· banking
The stack
Banking / BaaS
Accounting gap: none