Found
“Can a neobank purpose-built for the self-employed own the entire financial workflow — banking, bookkeeping, and taxes — in a single product?”
Founded2019
HQSan Francisco, CA
Latest roundSeries C
IndustryFintech / SMB banking
The story
Founded as 'Indie' in 2019, the company rebranded to Found and pivoted to serve the self-employed and gig economy with an integrated banking + bookkeeping + tax platform. Rather than being a pure neobank, Found differentiated by embedding real-time expense tracking and tax savings features directly into its checking account. The company raised through Series C and partnered with Lead Bank for card issuance and Piermont Bank and LendingClub Bank for broader banking infrastructure, positioning itself as the financial OS for the self-employed.
Last 12 months
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Product timeline
2019
Founded as 'Indie', targeting self-employed individuals with banking and bookkeeping tools.· banking
2021
Rebranded to Found and launched publicly as an online business checking account with built-in bookkeeping and tax features.· banking
2022
Expanded product suite with tiered subscription plans (Found Plus, Found Pro) offering higher APY and cash-back on debit card purchases.· banking
The stack
3 layers disclosed in Found’s embedded-finance stack
Banking / BaaS
Card issuing
in the full report
Sponsor bank
in the full report
Accounting gap: minor
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.