“Can a cannabis-native, compliance-first POS become the financial operating system for dispensaries in a debanked, cash-heavy industry?”
Founded 2015 in Denver as the first Metrc-integrated cannabis POS. Grew through Series A (2019) and a Jay-Z-backed strategic round (2021) to become the leading dispensary POS with 1,000+ retailers and $4B+ annual sales processed. Layered on Ecommerce, Marketing Suite, and an ACH payments integration with Aeropay to compensate for cannabis-industry debanking. In 2026 leaned into AI as a differentiator via an MCP server exposing Flowhub data to Claude/ChatGPT/Gemini.
Flowhub discloses Makes Cents, LLC (Flowhub Cash — closed-loop eWallet partner) as its banking provider, according to the Embedded Finance Index 2026.
Flowhub does not disclose a bank charter of its own; its banking services are provided through Makes Cents, LLC (Flowhub Cash — closed-loop eWallet partner).
Flowhub processes payments through Aeropay. Disclosed money-movement rails: ACH.
Flowhub connects to bank accounts through Aeropay (ACH pay-by-bank).
Flowhub integrates with QuickBooks Online (via Racetrack).
The Embedded Finance Index 2026 maps 5 layers in Flowhub's stack: Payments / PSP (Aeropay); Money movement (ACH); Banking / BaaS (Makes Cents, LLC (Flowhub Cash — closed-loop eWallet partner)); Open banking (Aeropay (ACH pay-by-bank)); Accounting (QuickBooks Online (via Racetrack)).
Flowhub was founded by Kyle Sherman and is founded in 2015, headquartered in Denver, CO (corporate office listed in Miami, FL per PitchBook).
Flowhub has raised ~$50M in total (latest round: Strategic, 2021; valuation: $200M+ (2021)).
Get a read on where your own stack stands against Flowhub and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.