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Fiducial Banque

“Can a professional-services conglomerate (accounting + legal + IT + security) use a captive bank to become the single financial operating partner for French TPE/SME owners?”

Founded1970
HQLa Défense (Courbevoie), France
FoundersChristian Latouche
IndustryBank / Community
The story

Founded in 1970 as a multi-disciplinary professional services group serving small businesses, FIDUCIAL expanded over decades to include accounting, legal, IT, security, and banking services. The banking arm — Banque FIDUCIAL — operates under two brands (FIDUCIAL Banque for growth-stage professionals, Themis Banque for restructuring situations) and focuses exclusively on the SME/TPE segment, positioning banking as an integrated layer within the broader FIDUCIAL professional-services ecosystem. A 2025 core-banking transformation partnering with SBS marks a modernisation push.

Last 12 months
2025-03
Product timeline
1970
FIDUCIAL Group founded by Christian Latouche as a multi-disciplinary professional services firm for small businesses, artisans, and liberal professions.· pivot
2025
Banque Fiducial announced a strategic partnership with SBS to implement the SBP Core SAB core banking solution, outsourcing hosting and operational management of its core banking system.· banking
Regulated entities
1
regulatory licence held by Fiducial Banque
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
6 layers disclosed in Fiducial Banque’s embedded-finance stack
Money movement
SEPA
Banking / BaaS
in the full report
Card issuing
in the full report
Card network
in the full report
Lending
in the full report
Accounting
in the full report
Accounting gap: minor
9 more providers across 5 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.