“Can a marketplace model unlock working capital for African SMEs by letting multiple financiers compete on invoice-discount terms in real time?”
Fiducia Data Services is a Nigerian fintech operating a digital supply chain financing marketplace. The platform connects corporate buyers and their suppliers with a pool of financiers (banks and other financial institutions) who bid to discount invoices, enabling suppliers to access working capital at competitive rates. Fiducia itself is explicitly not a bank — it operates as a marketplace/orchestration layer on top of third-party financier balance sheets.
Fiducia Data Services is headquartered in Lagos, Nigeria.
Get a read on where your own stack stands against Fiducia Data Services and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.