“Can Brazil's cash-and-PIX rails be packaged as embedded infrastructure that any brand can white-label into a wallet?”
Fastcash is a Brazilian payment processing platform founded in 2012 that built a cash-in / cash-out network across Brazil (445K cash-in points, 57K cash-out points via lottery agents, ATMs, retailers and post offices) and layered PIX, boleto, wallet and white-label 'maquininha' (POS) products on top. It positions itself as embedded financial infrastructure ('Sua Wallet' — white-label wallets, cards and micro-credit) sold to fintechs, banks and corporates that want to launch branded financial products in Brazil.
Fastcash discloses Fastcash (in-house) as its banking provider, according to the Embedded Finance Index 2026.
Fastcash does not disclose a bank charter of its own; its banking services are provided through Fastcash (in-house).
Fastcash processes payments through Fastcash (self-operated). Disclosed money-movement rails: Pix.
Fastcash's lending and capital products are provided by Fastcash (in-house).
The Embedded Finance Index 2026 maps 4 layers in Fastcash's stack: Payments / PSP (Fastcash (self-operated)); Money movement (Pix); Banking / BaaS (Fastcash (in-house)); Lending (Fastcash (in-house), Micro-crédito, Micro-poupança and Antecipação de pagamento a prestadores).
Fastcash was founded by Renato Silva and Rafael Freire and is founded in 2012, headquartered in São Paulo, Brazil.
Get a read on where your own stack stands against Fastcash and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.