Fastcash
“Can Brazil's cash-and-PIX rails be packaged as embedded infrastructure that any brand can white-label into a wallet?”
Founded2012
HQSão Paulo, Brazil
FoundersRenato Silva, Rafael Freire
IndustryInfrastructure / Payments
The story
Fastcash is a Brazilian payment processing platform founded in 2012 that built a cash-in / cash-out network across Brazil (445K cash-in points, 57K cash-out points via lottery agents, ATMs, retailers and post offices) and layered PIX, boleto, wallet and white-label 'maquininha' (POS) products on top. It positions itself as embedded financial infrastructure ('Sua Wallet' — white-label wallets, cards and micro-credit) sold to fintechs, banks and corporates that want to launch branded financial products in Brazil.
Last 12 months
—
Product timeline
2012
Founded in São Paulo as a digital cash payments platform.· pivot
2020
Standardized API contract for payment processing published.· banking
Regulated entities
1
regulatory licence held by Fastcash
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
4 layers disclosed in Fastcash’s embedded-finance stack
Payments / PSP
Fastcash (self-operated)
Money movement
in the full report
Banking / BaaS
in the full report
Lending
in the full report
Accounting gap: significant
6 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.