Expresspayments
“Can a proprietary cross-border payment automation platform deliver materially cheaper international business payments than traditional banks by leveraging embedded FX infrastructure partners?”
Express Payments LLC is a Delaware-based cross-border payments platform focused on automating the full payment lifecycle — receipt of funds, currency conversion, and international disbursement — targeting business clients who need to send and receive money internationally without relying on traditional banks. The platform positions itself on cost savings versus banks across major corridors (USA-UK, Canada-India, USA-Philippines, Germany-HK, UK-Australia). The terms of use reveal that the USD Top-Up Service is provided in partnership with CFSB (a bank) and administered by ExpressPayments and TCCI, a wholly owned subsidiary of The Currency Cloud Group Limited, indicating a white-labelled FX infrastructure arrangement underpinning the platform.