Eprezto
“Can a digital-first insurance broker become the dominant multi-country marketplace for mandatory auto insurance in Latin America by commoditizing comparison, payment, and policy issuance?”
Founded2019
HQPanama City, Panama
Total raised$350K
IndustryFintech / Insurtech
The story
Founded in 2019 as Panama's first fully digital insurance broker, Eprezto digitized the end-to-end process of comparing and purchasing mandatory third-party auto insurance (SOAT) in Latin America. The platform aggregates quotes from multiple insurers and enables purchase in under 3 minutes via local payment rails (Yappy, ACH). The company has since expanded beyond Panama into Guatemala and the Dominican Republic, building out webhook-based insurer integration APIs to enable real-time policy issuance across markets.
Last 12 months
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Product timeline
2019
Eprezto founded in Panama as a fully digital insurance broker focused on auto insurance (SOAT / Daños a Terceros).· insurance
2021
Reached 15,000+ policies sold online, establishing credibility as a regulated digital insurer under Superintendencia de Seguros y Reaseguros de Panamá license #766.· insurance
2024
Expanded to Guatemala and Dominican Republic, with separate API/webhook environments (guatemala-lambdas, dominicana-lambdas) for insurer integrations.· pivot
Regulated entities
1
regulatory licence held by Eprezto
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
2 layers disclosed in Eprezto’s embedded-finance stack
Payments / PSP
Money movement
in the full report
Accounting gap: none
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.