“Can Croatia's first crypto exchange parlay a MiCA license into becoming the EU's go-to crypto payments and merchant-acceptance rail?”
Electrocoin was founded in 2014 in Zagreb as Croatia's first cryptocurrency exchange. The company expanded into merchant acceptance with PayCek, allowing businesses to accept crypto payments, and offers invoice payment in crypto settled to bank IBANs. In 2026 it became a MiCA-licensed CASP, positioning it to operate across the EU under the new harmonized regime.
Electrocoin processes payments through PayCek (self-operated).
Electrocoin's crypto products run on PayCek (self-operated).
The Embedded Finance Index 2026 maps 2 layers in Electrocoin's stack: Payments / PSP (PayCek (self-operated)); Crypto (PayCek (self-operated)).
Electrocoin is founded in 2014 and headquartered in Zagreb, Croatia.
Get a read on where your own stack stands against Electrocoin and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.