← Embedded Finance Index 2026

Edenred Brasil

“Can a closed-loop prepaid voucher network evolve into Brazil's operating financial layer for workforce, mobility, and B2B payments?”

Founded2010
HQSão Paulo, São Paulo, Brazil
IndustryFintech / SMB banking
The story

Edenred Brasil is the local arm of the global Edenred group (French origin), focused on employee benefits (Ticket food/meal vouchers), mobility/fleet (Ticket Log, Punto), freight payments (Repom), and B2B payments (Edenred Pay). Historically a closed-loop prepaid voucher business, it has progressively evolved into a regulated payments platform — Repom is BCB-supervised, Edenred Wallet digitizes salary advance and third-party payouts, and Antecipa adds embedded receivables financing for merchant partners. The current Amplify25-28 plan repositions Edenred as an embedded finance / mobility payments infrastructure player in Brazil.

Last 12 months
2026-05
2026-05
2026-03
2026-03
Product timeline
0
Repom (freight payments) acquired/integrated into Edenred Brasil Mobilidade portfolio.· acquisition
0
Launched Edenred Wallet — digital wallet for Ticket Pagamentos and Ticket Plus (salary advance).· banking
0
Repom authorized and supervised by Banco Central do Brasil as a payment institution; surpassed 21M transactions/year.· banking
0
Edenred Mobilidade launched QR code payment for fuel via Punto POS network (~9,000 gas stations).· banking
0
Launched Antecipa — receivables anticipation product for Ticket Log fuel-station partners.· lending
2010
Edenred Brasil established as local arm of French Edenred group; grew through Ticket (meal/food vouchers) and Ticket Log (fleet/mobility) brands.· banking
2026
Announced Amplify25-28 strategic plan to maximize the group's payments infrastructure.· pivot
2026
Edenred Mobilidade launched EV charging and fleet management solution.· banking
Regulated entities
1
regulatory licence held by Edenred Brasil
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
6 layers disclosed in Edenred Brasil’s embedded-finance stack
Payments / PSP
Edenred Pay (self-operated)Punto (self-operated)Repom (self-operated)
Banking / BaaS
in the full report
Card issuing
in the full report
Card network
in the full report
Lending
in the full report
Payroll
in the full report
Accounting gap: significant
9 more providers across 5 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.