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eClinicalWorks

Can a founder-led ambulatory EHR remain the operating system for independent practices as AI-native scribes and RCM automation reshape the category?

Founded1999
HQWestborough, Massachusetts, United States
FoundersGirish Kumar Navani
IndustryVertical SaaS / Healthcare
The story

Founded in 1999 to rid doctors' offices of paper, eClinicalWorks grew into one of the largest privately held ambulatory EHR vendors in the US, serving 180,000+ providers. Its embedded finance footprint centers on healow Payment Services (patient payments) and RCM/clearinghouse integrations (Waystar, Trizetto, Optum), rather than a BaaS or lending platform. The 2026 push into AI (Sunoh.ai, healow Genie) targets revenue cycle and clinical documentation rather than new financial products.

Last 12 months
2026-09
2026-08
Product timeline
1999
Founded to digitize doctors' offices with EHR and practice management software· pivot
2012
Expanded Westborough headquarters to accommodate rapid growth· expansion
2014
Selected Exostar ProviderPass for identity proofing to enable Electronic Prescribing of Controlled Substances (EPCS)· compliance
2026
Launched V12 + AI including Sunoh.ai medical scribe and healow Genie AI contact center· product
The stack
3 layers disclosed in eClinicalWorks’s embedded-finance stack
Payments / PSP
healow Payment Services (self-operated)
KYC
in the full report
Accounts Receivable
in the full report
Accounting gap: minor
4 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.