← State of Embedded Finance 2026

Each Person

Can an employee recognition platform become the go-to financial wellness and benefits OS for UK employers by embedding perks, EWA, and salary-sacrifice products into a single HR-integrated hub?

HQWokingham, Berkshire, UK
IndustryVertical SaaS / HR & Employee Benefits
The story

Each Person (operated by Epoints Rewards Limited) is a UK-based employee benefits and recognition SaaS platform focused on SMB and enterprise HR teams. The company started as a recognition and ecard platform and has expanded into a broader employee benefits suite covering cashback/discounts, salary sacrifice, earned wage access, a diesel fuel card, an EAP, and wellbeing content. The embedded finance angle centres on financial wellness products—EWA via a FlexEarn partnership, salary deduction schemes, and cashback—layered on top of the recognition core.

Last 12 months
Product timeline
2019
Achieved ISO 27001 information security management certification.· banking
2022
Hit milestone of 1 million Ecards sent and 100,000+ users on the platform.· pivot
Regulated entities
ICO Registration (UK GDPR)
UK
Epoints Rewards Limited
The stack
Accounting gap: minor