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E9pay

Can South Korea's first licensed MTO become the dominant cross-border payment and collection infrastructure for Korean SMEs and merchants operating globally?

Founded2007
HQGwanak-gu, Seoul, South Korea
IndustryFintech / Cross-border payments
The story

Founded in 2007 as South Korea's first licensed money transfer operator under the Ministry of Economy and Finance, E9pay originally focused on P2P and consumer remittance. Over time the company expanded into B2B and merchant cross-border payments, culminating in its 2023 partnership with Currencycloud to launch the E9pay Collection Service — a product specifically targeting SMEs, e-commerce exporters, and merchants needing to collect funds internationally. The company now positions itself as a full-spectrum MTO covering P2P, C2B, B2C, and B2B cross-border flows across 100+ countries.

Last 12 months
2023-06
2023-01
Product timeline
2007
Founded as Nine Pay Co., Ltd. (E9pay), becoming South Korea's first licensed overseas remittance operator under the Ministry of Economy and Finance.· pivot
2023
Partnered with Currencycloud (a Visa solution) to launch the E9pay Collection Service, enabling Korea-based merchants, SMEs, and e-commerce exporters to collect cross-border payments starting with the US.· banking
2023
Partnership announced with Shinhan Bank to promote overseas remittance services.· banking
Regulated entities
Overseas Remittance Business License (소액해외송금업 1호)
South Korea (Ministry of Economy and Finance)
E9PAY Co.,Ltd.
Electronic Financial Business (전자금융업) Approval
South Korea
E9PAY Co.,Ltd.
ISMS-P Certification (ISMS-P-KISA-2024-008)
South Korea (KISA) · 2024
E9PAY Co.,Ltd.
The stack
FX & payouts
Currencycloud
Accounting gap: none