“Can open banking data connectivity be turned into a full-stack credit and risk decisioning infrastructure for lenders globally?”
Founded as The ID Co., DirectID began as an open banking connectivity and identity verification platform. It expanded from basic bank-account verification into a full credit and risk platform leveraging bank data for affordability assessment, KYC/AML, fraud detection, and cashflow analytics. The company now positions itself as a global credit and risk infrastructure provider for lenders and financial services companies, differentiating through breadth of bank connectivity (13,000+ banks, 30+ countries) and analytical enrichment on top of raw transaction data.