“Can open banking data connectivity be turned into a full-stack credit and risk decisioning infrastructure for lenders globally?”
Founded as The ID Co., DirectID began as an open banking connectivity and identity verification platform. It expanded from basic bank-account verification into a full credit and risk platform leveraging bank data for affordability assessment, KYC/AML, fraud detection, and cashflow analytics. The company now positions itself as a global credit and risk infrastructure provider for lenders and financial services companies, differentiating through breadth of bank connectivity (13,000+ banks, 30+ countries) and analytical enrichment on top of raw transaction data.
Directid is headquartered in United Kingdom.
Get a read on where your own stack stands against Directid and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.