“Can a TOTVS+B3 spin-out become the horizontal B2B software backbone for every Brazilian financial institution — from big banks to FIDCs to insurance brokers?”
Dimensa was formed in 2021 by combining financial-services technology assets from TOTVS (Brazil's largest software vendor) and B3 (Latin America's largest exchange). It rolled up several Brazilian fintech infrastructure players (Vadu for credit analytics, Quiver for insurance broker software, Mobile2You for digital banking, InovaMind, RBM) to become a horizontal B2B tech provider covering core banking, credit, receivables, insurance, and investments. In April 2026, Puerto Rico-based Evertec closed its acquisition of Dimensa, folding it into Evertec Brasil to expand Evertec's Brazilian financial-services technology footprint.
Dimensa Tecnologia discloses Dimensa Core Banking (in-house) and Dimensa Banco Digital (in-house) as its banking providers, according to the Embedded Finance Index 2026.
Dimensa Tecnologia does not disclose a bank charter of its own; its banking services are provided through Dimensa Core Banking (in-house) and Dimensa Banco Digital (in-house).
Dimensa Tecnologia's cards are issued through Dimensa Cartões Private Label (in-house).
Dimensa Tecnologia uses Dimensa Onboarding (in-house) and Dimensa Background Check (in-house) for KYC and identity verification.
Dimensa Tecnologia's lending and capital products are provided by Plataforma Vadu (in-house), E-Consignado (in-house), Gestão de Recebíveis (in-house) and CredMap (in-house).
Dimensa Tecnologia's embedded insurance is provided by Plataforma Quiver (in-house).
Dimensa Tecnologia's investing and wealth products are powered by Dimensa Gestão de Investimentos (in-house) and InvestRisk (in-house).
The Embedded Finance Index 2026 maps 6 layers in Dimensa Tecnologia's stack: Banking / BaaS (Dimensa Core Banking (in-house) and Dimensa Banco Digital (in-house)); Card issuing (Dimensa Cartões Private Label (in-house)); Lending (Plataforma Vadu (in-house), E-Consignado (in-house), Gestão de Recebíveis (in-house), CredMap (in-house) and 5 others); Insurance (Plataforma Quiver (in-house)); KYC (Dimensa Onboarding (in-house) and Dimensa Background Check (in-house)); Investing (Dimensa Gestão de Investimentos (in-house) and InvestRisk (in-house)).
Dimensa Tecnologia is founded in 2021 and headquartered in São Paulo, Brazil.
Dimensa Tecnologia's acquisitions include InovaMind (2022), Mobile2You (2022), Vadu (2022), RBM (2022) and Quiver (2022).
Get a read on where your own stack stands against Dimensa Tecnologia and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.