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Deposit Solutions

“Can a pan-European deposit marketplace become the default distribution rail for retail savings across Europe?”

Founded2011
HQHamburg / Berlin, Germany
Latest roundDeutsche Bank 4.9% stake, 2019 (valuation >€1B)
Valuation>€1B (2019)
IndustryFintech / Open banking deposits marketplace
Websitedeposit-solutions.com ↗
The story

Founded in 2011 in Hamburg as an 'open banking' platform for deposits — letting retail banks without savings products offer third-party deposit accounts to their own customers, and letting funding-hungry banks reach depositors without building retail infrastructure. Deutsche Bank became a client in 2017 and took a 4.9% equity stake in 2019, turning Deposit Solutions into Germany's second fintech unicorn. The company subsequently merged with Raisin to form Raisin DS; the deposit-solutions.com domain now redirects to Raisin's country selector, and the corporate entity is Raisin SE, Berlin.

Last 12 months
—
Product timeline
2011
Founded as an open banking platform connecting retail banks with depositors across Europe.· banking
2017
Deutsche Bank becomes a customer, offering third-party deposit products via the platform.· banking
2019
Deutsche Bank takes 4.9% equity stake, valuing Deposit Solutions >€1B (unicorn).· banking
2021
Merged with Raisin to form Raisin DS (pan-European deposits marketplace).· acquisition
The stack
0 layers disclosed in Deposit Solutions’s embedded-finance stack
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Accounting gap: none

Deposit Solutions — frequently asked

Where is Deposit Solutions headquartered?

Deposit Solutions is founded in 2011 and headquartered in Hamburg / Berlin, Germany.

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