← Embedded Finance Index 2026

Credix

“Can a blockchain-native credit marketplace become the dominant embedded B2B credit network for Latin American suppliers and their SMB customers?”

Founded2021
HQSão Paulo, Brazil (registered: Antwerp, Belgium)
Total raised$216.5M (equity + debt)
IndustryFintech / Lending

The story

Credix launched in 2021 as a blockchain-native, decentralized private credit marketplace on Solana, targeting Latin American asset originators seeking institutional liquidity. By 2024, the company had pivoted toward a B2B embedded-finance play: enabling Brazilian and LATAM suppliers to offer instant credit-at-checkout and net terms to their business customers, taking on balance sheet risk and collections. This shift moved Credix from crypto-native capital markets infrastructure toward an operational fintech lending product embedded in supplier order-to-cash workflows — closer to a BNPL-for-B2B model than its original DeFi positioning.

Last 12 months

2025-03

Published thought leadership on omnichannel credit in B2B sales in Brazil, signaling product maturity across in-store, e-commerce, telesales, and door-to-door channels.

Product timeline

2021

Credix Finance BV incorporated in Belgium; launched as a decentralized capital markets ecosystem for debt financing on Solana blockchain targeting Latin American credit markets.· lending

2022

Expanded to tokenized private credit platform enabling asset originators to securitize real-world assets and attract institutional liquidity providers.· lending

2024

Pivoted toward B2B embedded credit-at-checkout product for Brazilian suppliers, enabling extended payment terms and instant credit approvals for SMB buyers.· lending

2025

Positioned as a B2B credit and financing platform, handling risk, collections, and payments for suppliers across omnichannel (in-store, e-commerce, telesales, door-to-door) in Brazil.· lending

The stack

2 layers disclosed in Credix’s embedded-finance stack

Lending

B2B embedded credit-at-checkoutExtended payment terms / net terms for B2B buyersInstant credit approvalsDecentralized private credit / tokenized debt (legacy product)

Fraud

in the full report

Accounting gap: none

1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Credix — frequently asked

What fraud prevention does Credix use?

Credix uses Taktile for fraud prevention.

What is Credix's embedded finance stack?

The Embedded Finance Index 2026 maps 2 layers in Credix's stack: Lending (B2B embedded credit-at-checkout, Extended payment terms / net terms for B2B buyers, Instant credit approvals and Decentralized private credit / tokenized debt (legacy product)); Fraud (Taktile).

Where is Credix headquartered?

Credix is founded in 2021 and headquartered in São Paulo, Brazil (registered: Antwerp, Belgium).

How much funding has Credix raised?

Credix has raised $216.5M (equity + debt) in total.

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