Creditville Group
“Can a vertically integrated Nigerian microfinance group own the full consumer credit + savings + FX stack in-house without relying on third-party fintech infrastructure?”
Founded2013
HQVictoria Island, Lagos, Nigeria
FoundersMichael Uwakwe
IndustryFintech / Lending
The story
Founded 2013 in Port Harcourt as a consumer lender, Creditville has expanded into a multi-subsidiary financial services group covering microfinance banking (Creditville Microfinance Bank), asset management (Redwood), FX (Dawanau BDC), real estate, and consumer lending. The group is executing an in-house digital play via its C Money app and Creditville Core platform, positioning itself as a proprietary fintech serving the Nigerian mass market rather than integrating third-party BaaS.
Product timeline
2013
Creditville Nigeria Limited founded in Port Harcourt by Michael Uwakwe.· founding
2020
Awarded 'Most Trusted Customer Finance Company - Africa's Finance Award'.· recognition
2024
Launched GoodLock Savings on the C Money app via Creditville Microfinance Bank.· banking
2024
Won Most Innovative Consumer Finance Solution Provider at BAFI 2024.· recognition
Regulated entities
2
regulatory licences held by Creditville Group
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
4 layers disclosed in Creditville Group’s embedded-finance stack
Banking / BaaS
Creditville Microfinance Bank Limited (in-house)
Lending
in the full report
FX & payouts
in the full report
Investing
in the full report
Accounting gap: none
8 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.