Credit9
“Can a digital-first consumer lending platform capture the debt consolidation market by combining fast approvals, Cross River Bank loan origination infrastructure, and a seamless online application experience?”
HQUnited States
IndustryFintech / Lending
The story
Credit9, LLC (also doing business as AmeriCorFlex) is an online direct lender focused on personal loans for debt consolidation, primarily targeting consumers with credit card debt. The company partners with Cross River Bank as its issuing/funding bank for loan origination, positioning itself as a consumer lending platform that combines a simple digital application process with bank-partner infrastructure. The company is affiliated with Americor Funding, LLC dba Americor Financial.
Last 12 months
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Product timeline
2020
Credit9 Online Privacy Policy effective January 1, 2020, indicating operational start around this date.· pivot
The stack
3 layers disclosed in Credit9’s embedded-finance stack
Banking / BaaS
Lending
in the full report
Sponsor bank
in the full report
Accounting gap: none
5 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.