Credit Coop
“Can onchain structured finance — using smart contracts to collateralize future cash flows — replace traditional intermediaries in private credit and become the credit layer powering the stablecoin payments economy?”
Credit Coop launched as an onchain structured finance protocol enabling businesses to collateralize future cash flows as credit collateral via smart contracts — a cryptonative take on revenue-based financing. The protocol expanded from Ethereum/Arbitrum to Polygon and Plume (RWAfi chain) to court TradFi asset managers and family offices. In 2026, a landmark integration with Visa's VisaNet settlement data positioned Credit Coop as infrastructure for financing stablecoin-linked card programs at scale, representing a significant pivot from pure DeFi lending toward embedded credit infrastructure for the stablecoin payments economy.