“Can a continuously-underwritten, AI-native cyber insurer become the default risk management platform for SMBs and mid-market companies globally?”
Founded in 2019 as a data-driven cyber insurer for SMBs, Cowbell differentiated via continuous underwriting (Cowbell Factors) and direct API integrations with security tooling. The company expanded from a US-focused SMB insurer to a multi-geography specialty insurer (UK, India) targeting mid-market as well. In 2026, Cowbell pivoted its product narrative around OMNI, an AI-native decision intelligence layer, repositioning itself as an AI-first specialty insurance platform rather than just a cyber insurtech—moving underwriting, claims, and resilience into a single agentic system.
Cowbell Cyber's embedded insurance is provided by Boost Insurance.
Cowbell Cyber was founded by Jack Kudale and is founded in 2019, headquartered in Pleasanton, CA, USA.
Cowbell Cyber has raised $183.5M+ in total (latest round: Series C, July 2024; valuation: $294.9M pre-money (Series C, 2024)).
Get a read on where your own stack stands against Cowbell Cyber and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.