← Embedded Finance Index 2026

Contractor+

Can a lightweight, mobile-first contractor OS embed financial products (payments, financing) deeply enough into the job workflow to become indispensable to small build-and-service contractors?

Founded2020
HQOrlando, FL, USA
Total raised$549K
Latest roundDebt
IndustryVertical SaaS / Construction
The story

Contractor+ launched in 2020 as an all-in-one field service management OS for small build and service contractors, targeting the underserved segment below enterprise platforms like ServiceTitan. The platform has progressively embedded financial products — most notably Wisetack consumer financing — directly into the estimate-to-invoice workflow, positioning the platform as a revenue-generating intermediary between contractors and their homeowner customers. With only ~10 employees and modest venture backing, the company competes on simplicity and mobile usability against larger incumbents.

Last 12 months
Product timeline
2020
Contractor+ founded as a project management and field service app for handyman and contractor businesses.· pivot
2023
Integrated Wisetack BNPL consumer financing directly into the estimate and invoicing flow.· lending
The stack
1 layer disclosed in Contractor+’s embedded-finance stack
Lending
WisetackWisetack consumer financing (BNPL)Wisetack Progress Payments
Accounting gap: none