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Consolidated Hallmark Insurance Ltd

Can a Nigerian general insurer become a diversified financial services group by adding sister lending, microinsurance and health arms under one holdco?

Founded2007
HQLagos, Nigeria
IndustryFintech / Insurtech
The story

Consolidated Hallmark Insurance is a Nigerian general business insurer founded in 2007 via recapitalisation and merger. It has since restructured under Consolidated Hallmark Holdings Plc, adding sister companies including CHI Microinsurance, Hallmark Finance (CBN-licensed lending arm), and Hallmark Health Services (HMO), positioning the group as a diversified financial services holdco listed on the Nigerian Stock Exchange.

Last 12 months
Product timeline
2007
Issued License to Continue as an Insurer by NAICOM following recapitalisation and merger.· banking
2017
Launched motor third party online product for compulsory motor insurance.· pivot
Regulated entities
1
regulatory licence held by Consolidated Hallmark Insurance Ltd
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
2 layers disclosed in Consolidated Hallmark Insurance Ltd’s embedded-finance stack
Lending
Hallmark Finance Limited (in-house)Hallmark Finance corporate loansTop-up LoanLease/Asset FinancePayroll loanWorking CapitalLocal Purchase Order finance
Insurance
in the full report
Accounting gap: none
2 more providers across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.