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Complete Farmer

Can a Ghana-based agritech platform become the end-to-end operating system connecting smallholder farmers, global commodity buyers, and input vendors across West African agricultural supply chains?

Founded2017
HQAccra, Greater Accra Region, Ghana
FoundersDesmond Koney
Total raised$30.5M
Latest roundPre-Series A, September 2023
IndustryVertical SaaS / Agriculture
The story

Founded in 2017 as a crowd-farming platform enabling diaspora investors to own and manage farms remotely in Ghana, Complete Farmer evolved into a full agricultural supply-chain platform connecting farmers, buyers, and input vendors. The company shifted from a B2C investment model to a B2B2C marketplace model (CF Grower, CF Buyer, CF Storefront), embedding payments and inputs finance directly into the platform. Expansion into West African export markets and EU-backed impact investment reflect its current push to become the operating system for African agri-commerce.

Last 12 months
2025-06
2025-08
Product timeline
2017
Complete Farmer founded in Ghana by Desmond Koney as a digital remote-farming platform enabling individuals to own and manage farms digitally.· pivot
2021
Platform recognized by Ghana's Office of Diaspora Affairs; reach expanded to 12,000+ acres of farm cultivation.· banking
2023
Raised $10.4M pre-Series A to consolidate technical and physical infrastructure and expand the agricultural value-chain platform.· lending
2024
Secured $300K crowdfunding to provide inputs finance for farmers; launched CF Storefront marketplace for agricultural input vendors.· lending
2025
Received ~EUR 2.2M EU AgriFI investment for six new fulfilment centres in Ghana's five northern regions; secured $5M from Symbiotics for smallholder connectivity.· banking
The stack
1 layer disclosed in Complete Farmer’s embedded-finance stack
Lending
Inputs finance for farmersCrowdfunding-backed farm input credit
Accounting gap: none