Cocos Capital
“Can a capital-markets investech become the integrated financial operating system for Argentina's retail investors and SMEs by layering payments, crypto, and treasury services on top of its brokerage core?”
Founded in 2021 as a pure-play investech brokerage, Cocos Capital rapidly evolved from a capital markets access platform (stocks, CEDEARs, bonds, mutual funds) into a broader consumer financial ecosystem. By 2024 the group had launched Cocos Pay (a payment wallet backed by ÁgilPagos/SG Financial Technology) and Cocos Crypto (a CNV-registered virtual asset service provider), explicitly positioning itself as Argentina's first investech where users can pay daily expenses directly from invested funds. The company now operates four distinct legal entities covering brokerage, payments, digital services, and crypto, aiming to become the integrated financial OS for retail investors and SMEs in Argentina.