“Can a clinician-founded EAP marketplace displace legacy EAP incumbents in ANZ by combining AI-driven wellbeing tools, transparent therapist matching, and end-to-end embedded payments?”
Clearhead started in 2018 as a digital mental health platform for consumers in New Zealand, then evolved into an EAP (Employee Assistance Programme) provider serving Australian and NZ employers, insurers, and resellers. Its embedded-finance surface area is deliberately narrow: it acts as a marketplace facilitator that collects card payments from clients and pays out therapists via bank transfer + invoicing workflow. In 2026 it expanded this from EAP-only to public self-funded bookings, becoming the merchant of record for all therapy sessions on its network.
Clearhead processes payments through Stripe.
Clearhead was founded by Dr. Angela Lim and Michael Connolly and is founded in 2018, headquartered in Auckland, New Zealand.
Clearhead has raised $39.9K (disclosed grants) in total (latest round: Accelerator/Incubator).
Get a read on where your own stack stands against Clearhead and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.