ApideckTapeMonthly recap
← Embedded Finance Index 2026

Chipp

“Can a no-code AI agent platform capture value by becoming the monetization and distribution layer for creators selling AI-powered tools and chatbots?”

Founded2023
HQFargo, ND, United States
Total raised$1.4M
Latest roundEarly Stage VC
IndustryHorizontal SaaS / AI Agent Builder
The story

Founded in 2023 in Fargo, ND as a no-code AI chatbot builder for brands seeking to deploy custom ChatGPT-style agents without engineering resources. The platform evolved from a pure build-and-deploy tool into a monetization platform, embedding Stripe Connect to let creators sell access to their AI agents via subscriptions or credit packages. SOC 2 Type II certification and enterprise-grade privacy toggles (HIPAA, GDPR) signal a deliberate move upmarket toward compliance-sensitive customers.

Last 12 months
2025-10
In the October 2025 recap →
2024-11
In the November 2024 recap →
Product timeline
2023
Founded as a no-code platform enabling brands to build custom AI chatbots for websites without coding.· pivot
2024
Launched one-click privacy controls for HIPAA, GDPR, and PII compliance in AI deployments.· banking
2025
Achieved SOC 2 Type II certification, verifying effective operation of security controls over time.· pivot
2025
Introduced Stripe-powered monetization layer allowing AI chatbot creators to sell credit packages and subscriptions directly through the platform.· banking
The stack
1 layer disclosed in Chipp’s embedded-finance stack
Payments / PSP
Stripe Connectstripe
Accounting gap: none

Chipp — frequently asked

Who is Chipp's payment processor?

Chipp processes payments through Stripe Connect and stripe.

Where is Chipp headquartered?

Chipp is founded in 2023 and headquartered in Fargo, ND, United States.

How much funding has Chipp raised?

Chipp has raised $1.4M in total (latest round: Early Stage VC).

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against Chipp and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to Chipp and the other companies in its category.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.