“Can an OTA embed enough financial flexibility and supplier payment automation to compete on both consumer affordability and back-office efficiency?”
CheapOair is the consumer OTA brand of Fareportal, a travel technology company operating hybrid online and agent-assisted travel agencies. The company has progressively embedded financial flexibility into the booking experience, adding BNPL options (Affirm in the US, PayBright/Affirm in Canada, Sezzle) and travel insurance (Travelex). On the B2B side, Fareportal adopted Amadeus Outpayce virtual card payments to modernize supplier settlement. The company sits at the intersection of travel commerce and embedded finance rather than pursuing a standalone fintech identity.
Cheapoair's lending and capital products are provided by Affirm.
Cheapoair uses Amadeus Outpayce for FX and cross-border payouts.
The Embedded Finance Index 2026 maps 2 layers in Cheapoair's stack: Lending (Affirm, Affirm installment plans (3-, 6-, 12-month) — US, PayBright installment plans — Canada (Affirm company) and Sezzle Pay in 4 — interest-free over 6 weeks); FX & payouts (Amadeus Outpayce).
Cheapoair is headquartered in New York, NY, USA.
Get a read on where your own stack stands against Cheapoair and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.