Cheapoair
“Can an OTA embed enough financial flexibility and supplier payment automation to compete on both consumer affordability and back-office efficiency?”
HQNew York, NY, USA
IndustryMarketplace / Travel
The story
CheapOair is the consumer OTA brand of Fareportal, a travel technology company operating hybrid online and agent-assisted travel agencies. The company has progressively embedded financial flexibility into the booking experience, adding BNPL options (Affirm in the US, PayBright/Affirm in Canada, Sezzle) and travel insurance (Travelex). On the B2B side, Fareportal adopted Amadeus Outpayce virtual card payments to modernize supplier settlement. The company sits at the intersection of travel commerce and embedded finance rather than pursuing a standalone fintech identity.
Last 12 months
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Product timeline
2019
Fareportal (CheapOair's parent) partnered with Affirm to offer installment payment plans at checkout on CheapOair.com and OneTravel.com.· lending
2022
PayBright (an Affirm company) partnered with CheapOair.ca to offer buy-now-pay-later installment plans for Canadian travelers.· lending
2022
Fareportal extended its partnership with Amadeus, adding the Outpayce B2B Wallet for virtual card supplier payments, replacing legacy settlement processes.· banking
The stack
2 layers disclosed in Cheapoair’s embedded-finance stack
Lending
AffirmAffirm installment plans (3-, 6-, 12-month) — USPayBright installment plans — Canada (Affirm company)Sezzle Pay in 4 — interest-free over 6 weeks
FX & payouts
in the full report
Accounting gap: minor
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.