“Can a Stripe-powered charge card program become the default working capital and payment tool for SMBs?”
Charge appears to be an SMB-focused charge card program that leverages Stripe's infrastructure. Based on the single qualifying evidence hit from IBS Intelligence describing a 'Stripe launches Charge card program to help SMBs', the company appears to be operating a corporate or business charge card product. Detailed company history, founding year, and leadership are not disclosed in the available evidence.
Charge discloses Stripe as its banking provider, according to the Embedded Finance Index 2026.
Charge does not disclose a bank charter of its own; its banking services are provided through Stripe.
Charge processes payments through Stripe (self-operated via Stripe infrastructure) and Stripe.
Charge's cards are issued through Stripe Issuing.
The Embedded Finance Index 2026 maps 3 layers in Charge's stack: Payments / PSP (Stripe (self-operated via Stripe infrastructure) and Stripe); Banking / BaaS (Stripe); Card issuing (Stripe Issuing).
Charge is headquartered in unknown.
Get a read on where your own stack stands against Charge and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.