← Embedded Finance Index 2026

Charge

Can a Stripe-powered charge card program become the default working capital and payment tool for SMBs?

HQunknown
IndustryFintech / SMB banking
The story

Charge appears to be an SMB-focused charge card program that leverages Stripe's infrastructure. Based on the single qualifying evidence hit from IBS Intelligence describing a 'Stripe launches Charge card program to help SMBs', the company appears to be operating a corporate or business charge card product. Detailed company history, founding year, and leadership are not disclosed in the available evidence.

Last 12 months
The stack
3 layers disclosed in Charge’s embedded-finance stack
Payments / PSP
Stripe (self-operated via Stripe infrastructure)Stripe
Banking / BaaS
in the full report
Card issuing
in the full report
Accounting gap: none
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.