“Can a tax-focused wealthtech platform become the financial OS for self-employed Americans by embedding retirement accounts, investment brokerage, and tax-saving infrastructure in one product?”
Carry launched as a wealthtech platform targeting self-employed individuals and high-income professionals, focusing on tax-advantaged retirement accounts (Solo 401(k), IRAs, HSAs) and tax-saving strategies. The platform combined registered investment advisory services (Carry Advisors LLC), brokerage (Global Carry LLC), and alternative investing capabilities powered by partner custodians including Grasshopper Bank and DriveWealth. In early 2026, the company announced a merger with Lettuce Financial Labs, signaling a consolidation play in the self-employed financial wellness space.
Carry Money discloses Grasshopper Bank, N.A. (sponsor/custodian) as its banking provider, with Grasshopper Bank, N.A. as its sponsor bank, according to the Embedded Finance Index 2026.
Carry Money does not disclose a bank charter of its own; its banking services are provided through Grasshopper Bank, N.A..
Carry Money's investing and wealth products are powered by DriveWealth.
The Embedded Finance Index 2026 maps 3 layers in Carry Money's stack: Banking / BaaS (Grasshopper Bank, N.A. (sponsor/custodian)); Sponsor bank (Grasshopper Bank, N.A.); Investing (DriveWealth).
Carry Money is headquartered in Brooklyn, NY 11249.
Carry Money has raised $10M+ in total (latest round: Series A, 2024; valuation: $65M pre-money (2024)).
Get a read on where your own stack stands against Carry Money and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.