← State of Embedded Finance 2026

BVG Jelbi

Can Berlin's public transit authority become the mobility OS for the city by embedding payments, identity, and budgeting into a single MaaS super-app?

Founded2019
HQBerlin, Germany
IndustryVertical SaaS / Mobility & Transit
The story

Founded in 2019 as an initiative of BVG, Berlin's public transit authority, Jelbi evolved from a public-transport ticketing extension into a full Mobility-as-a-Service super-app aggregating transit, carsharing, bikesharing, e-scooters, and taxis. The platform migrated its payment infrastructure progressively from LogPay to Adyen, reflecting a shift toward a more scalable embedded payments architecture. In 2025 it launched a B2B 'Mobilitätsbudget' product targeting employers, adding an enterprise distribution channel to its consumer MaaS offering.

Last 12 months
2025-03
2025-10
2026-06
Product timeline
2019
Jelbi app launched by BVG as Berlin's first integrated MaaS platform, winning the Deutschen Mobilitätspreis.· pivot
2019
First Jelbi Stations opened at S+U-Bahn stops, providing physical hubs for shared mobility vehicles bookable via the app.· banking
2023
Deutschlandticket integration launched, offering a 25€ voucher for new subscribers purchasing via Jelbi.· pivot
2025
Six-year whitepaper published: 350+ station locations, 60,000+ bookable vehicles, 40+ mobility partners established.· pivot
2025
BVG-Mobilitätsbudget (corporate mobility budget) product launched for employers, allowing employees to use all Jelbi services via employer-funded budget.· banking
The stack
Payments / PSP
AdyenLogPay Financial Services
KYC
Veriff
Accounting gap: significant