“Can PSPs and platforms own merchant lending as a growth engine instead of renting it from a third-party capital provider?”
Briqs is a 2025-founded Dutch infrastructure startup that rebranded from Dime in 2026. Built by former Adyen Capital operators, it sells PSPs, marketplaces and platforms the technology layer for embedded merchant lending — without providing the balance sheet — so platforms can own (rather than rent) the lending relationship with their merchants. Its core products are Programmable Payouts (early settlement advances) and a Business Growth Score built from each merchant's payment and banking data.
Briqs's lending and capital products are provided by Briqs (in-house).
Briqs is founded in 2025 and headquartered in Amsterdam, Netherlands.
Get a read on where your own stack stands against Briqs and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.