Bnl
“Can a legacy BNP Paribas-owned Italian retail bank modernize its digital offering through open banking and multi-banking aggregation to retain and deepen relationships with Italian retail customers?”
Founded1913
HQRome, Italy
IndustryBank / National
The story
BNL is a legacy Italian retail and commercial bank, one of the country's oldest and largest. As a BNP Paribas subsidiary since 2006, it operates under the broader group's digital transformation strategy. In recent years it has invested in open banking and multi-banking capabilities, including a partnership with Tink to launch a multi-banking service for Italian retail customers.
Product timeline
1913
Founded as Banca Nazionale del Lavoro, one of Italy's largest state-owned retail banks.· banking
2006
Acquired by BNP Paribas Group, becoming a subsidiary of the French banking giant.· acquisition
Regulated entities
1
regulatory licence held by Bnl
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
1 layer disclosed in Bnl’s embedded-finance stack
Open banking
Accounting gap: none