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Billingo

“Can a Hungarian invoicing tool become the embedded financial operating system for Central-European SMBs by layering payments, open-banking sync, and a POS terminal onto compliance-first invoicing?”

Founded2013
HQBudapest, Hungary
Latest roundEarly Stage VC
IndustryVertical SaaS / Invoicing (Hungary SMB)
Websitebillingo.hu ↗
The story

Billingo started in 2013 as a straightforward Hungarian online invoicing tool for freelancers and micro-businesses, tightly integrated with Hungary's NAV tax reporting requirements. Over time it has layered financial-adjacent products on top of invoicing — a licensed account-information service (Bankszinkron) under PSD2, a bank-independent POS terminal (Billingo Pay) for in-person card acceptance, and online payment acceptance via Stripe — moving from pure accounting SaaS toward a lightweight SMB financial OS. A 2026 UAE expansion signals ambition beyond the domestic Hungarian base.

Last 12 months
2026-05
Product timeline
0
Launched Bankszinkron — AISP-licensed account information service syncing bank transactions into the invoicing platform.· banking
0
Launched Billingo Pay — bank-independent POS terminal for in-person card acceptance.· payments
0
Launched Suara — AI-driven website / booking / calculator builder for SMBs.· pivot
2013
Founded in Budapest as an online invoicing platform for Hungarian SMBs.· founding
2026
Expanded into UAE with Billingo Dubai (dedicated privacy policy under GDPR + UAE PDPL).· expansion
Regulated entities
1
regulatory licence held by Billingo
Licence types, jurisdictions and registered entities are not published on this page. Get the monthly recap for new licences and charter moves as they happen.
The stack
1 layer disclosed in Billingo’s embedded-finance stack
Payments / PSP
Stripe
Payments / PSP
Hover or tap a floor for details.
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Accounting gap: none

Billingo — frequently asked

Who is Billingo's payment processor?

Billingo processes payments through Stripe.

Where is Billingo headquartered?

Billingo is founded in 2013 and headquartered in Budapest, Hungary.

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