“Can Switzerland's dominant SMB accounting suite become the embedded-finance cockpit (banking, payments, cards) for every Swiss micro-business?”
Founded in 2013 as easySYS and rebranded to bexio in 2015, the company built an all-in-one cloud accounting/CRM/invoicing suite for Swiss SMEs. Acquired by Swiss insurer Die Mobiliar in 2018, bexio has since layered embedded finance onto the accounting core — deep bank connectivity via SIX bLink to 65+ Swiss banks, and in 2024 the bexio Pay multi-currency debit card in partnership with amnis. The strategic direction is turning the accounting product into the financial cockpit for Swiss micro-businesses.
Bexio discloses amnis as its banking provider, according to the Embedded Finance Index 2026.
Bexio does not disclose a bank charter of its own; its banking services are provided through amnis.
Bexio processes payments through amnis.
Bexio's cards are issued through amnis.
Bexio connects to bank accounts through SIX bLink and SIX BBS AG.
Bexio uses amnis for FX and cross-border payouts.
Bexio's payroll is powered by bexio Payroll (in-house).
Bexio's embedded insurance is provided by Die Mobiliar (parent company).
The Embedded Finance Index 2026 maps 8 layers in Bexio's stack: Payments / PSP (amnis); Banking / BaaS (amnis); Card issuing (amnis); Payroll (bexio Payroll (in-house)); Insurance (Die Mobiliar (parent company)); Open banking (SIX bLink and SIX BBS AG); FX & payouts (amnis); Spend / AP (bexio Pay (in-house, powered by amnis)).
Bexio was founded by Jeremias Meier, Marcel Lenz and Stefan Brunner and is founded in 2013, headquartered in Rapperswil-Jona, Switzerland.
Get a read on where your own stack stands against Bexio and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.